Bajaj Finserv outlined its strategic vision at Investor Day 2025, emphasizing its dedication to customer-centric innovation and sustainable expansion. Key initiatives include capitalizing on India’s financial services opportunities, enhancing digital capabilities, and leveraging a strong brand legacy. The company aims to deepen its market penetration and drive profitable growth across its diverse financial businesses, with a focus on ethical practices.
Rooted in Purpose
Bajaj Finserv’s strategy is built upon a foundation of entrepreneurship, patriotism, and philanthropy. The group has grown into India’s 4th largest by market capitalization, with a history of supporting national movements and social causes. The core values emphasize a lifecycle partnership with every Indian, driven by customer needs and innovation.
Key Companies and Financial Needs
Bajaj Finserv addresses a wide array of financial needs through its various subsidiaries:
- Bajaj Finance: Consumption and business loans.
- Bajaj Housing Finance: Asset acquisition.
- Bajaj General Insurance: Asset and health protection.
- Bajaj Life Insurance: Life insurance and savings.
- Bajaj Health: Wellness and health needs.
- Bajaj Financial Securities Broking: Investments and portfolio services.
- Bajaj Markets: Financial services marketplace.
- Bajaj Asset Management: Personal finance and wealth management.
India: Land of Opportunity
Bajaj Finserv is capitalizing on India’s strong economic fundamentals, including:
- Expansion of the national highway network by approximately 60% in the last decade.
- Growth in digital transactions through UPI.
- A large and young demographic dividend.
- Increased consumption.
Financial Performance and Future Aspirations
The group has demonstrated significant growth over the past decade. Consolidated revenue has increased from ₹18,051 Cr in FY15 to ₹1,33,822 Cr in FY25. Consolidated profits have risen from ₹1,690 Cr to ₹8,872 Cr over the same period. The aspiration for 2025-30 includes a total income of 3.1-3.4L Cr and a customer franchise of 22+ Cr.
Business Strategy
The company has a clear strategy focusing on both mature and emerging businesses:
- Mature Businesses: Bajaj Finance, Bajaj General Insurance, Bajaj Life Insurance, Bajaj Housing Finance.
- Emerging Businesses: Bajaj Health, Bajaj Markets.
- Scaling Businesses: Bajaj Asset Management, Bajaj Broking.
Commitment to Business
Bajaj Finserv demonstrates commitment to various social and environmental causes with ₹5,000 Cr earmarked for the Bajaj Beyond initiative that plans to impact 1 crore youth. Targeting carbon neutrality by FY32, focusing on ethical financial practices and sustainable operations.
BFS Culture and Values
The company culture emphasizes innovation, customer obsession, talent building, and responsible conduct. The leadership team promotes agility and ownership, fostering responsible leaders who build long-term profitable businesses.
Source: BSE