Aptus Value Housing Finance announced a robust Q2 FY26, with AUM reaching ₹11,767 Cr, a 22% YoY growth. Total income rose by 27% YoY to ₹554 Cr. Net profit increased by 24% YoY to ₹227 Cr. The company’s RoA and RoE stood at 7.9% and 20.0%, respectively. The network expanded to 321 branches with the addition of 20 new locations.
Key Financial Highlights
Aptus Value Housing Finance reported strong financial results for Q2 FY26:
- AUM reached ₹11,767 Cr, reflecting a 22% YoY and 4% QoQ growth.
- Total Income for Q2 FY26 was ₹554 Cr, up 27% YoY and 4% QoQ.
- Net Income Margin grew by 27% YoY to ₹389 Cr, a 5% increase QoQ.
- Net Profit reached ₹227 Cr, a 24% YoY and 3% QoQ increase.
- For H1 FY26, Net Profit was ₹446 Cr, a 26% YoY growth.
Profitability and Efficiency
The company maintained strong profitability metrics:
- RoA stood at 7.9% and RoE at 20.0% for Q2 FY26.
- The company’s long-term credit rating was upgraded to [ICRA]AA (Stable).
- An interim dividend of ₹2 per equity share has been declared.
Operational Performance and Expansion
Aptus Value Housing Finance continued to expand its reach:
- The company expanded its network to 321 branches, adding 20 new locations during the quarter.
- Disbursements grew by 24% QoQ to ₹963 Cr in Q2 FY26.
Asset Quality
The asset quality witnessed a slight change:
- GNPAs saw a marginal increase to 1.55%.
- NNPA stood at 1.17%.
- However, 30+ delinquency improved to 6.34%.
Strategic Focus
The company remains focused on:
- Scaling operations in Maharashtra and Odisha.
- Deepening presence in select under-penetrated markets.
- Sustaining growth in established geographies.
Source: BSE