Aditya Birla Capital (ABCL) announced its Q2 FY26 results, with consolidated revenue at ₹12,481 crore, up 4% year-on-year. Consolidated profit after tax reached ₹855 crore, a 3% increase year-on-year. The lending portfolio grew to ₹1,77,855 crore, and total AUM reached ₹5,50,240 crore. Life insurance first-year premium stood at ₹1,880 crore, while health insurance premium was ₹2,839 crore for H1 FY26. The B2B platform Udyog Plus reached ₹4,397 crore in AUM.
Financial Performance Highlights
Aditya Birla Capital (ABCL) has released its unaudited financial results for Q2 FY26, showcasing a 4% year-on-year increase in consolidated revenue, reaching ₹12,481 crore. The consolidated profit after tax experienced a 3% year-on-year growth, totaling ₹855 crore.
Lending and Portfolio Growth
The company’s lending portfolio (NBFC and HFC) expanded by 29% year-on-year and 7% sequentially, reaching ₹1,77,855 crore as of September 30, 2025. The total AUM (AMC, life insurance, and health insurance) increased by 10% year-on-year, amounting to ₹5,50,240 crore as of the same date.
Insurance Performance
In the insurance sector, the individual first-year premium for life insurance grew by 19% year-on-year, reaching ₹1,880 crore in H1 FY26. Health insurance also showed strong growth, with gross written premiums increasing by 31% year-on-year to ₹2,838 crore in H1 FY26.
Udyog Plus Platform
The B2B platform, Udyog Plus, designed for the MSME ecosystem, reported an AUM of ₹4,397 crore as of September 30, 2025, demonstrating substantial engagement and growth within the micro, small, and medium-sized enterprise sector.
Branch Network Expansion
Aditya Birla Capital continues to expand its pan-India network, adding 22 new branches. This brings the total branch count to 1,712 as of September 30, 2025.
NBFC Key Metrics
- Disbursements grew by 14% year-on-year and 39% sequentially to ₹21,990 crore
- AUM grew by 22% year-on-year and 6% sequentially to ₹ 1,39,585 crore
- Profit before tax grew by 13% year-on-year and 3% sequentially to ₹956 crore
- Return on assets was 2.20%
- Gross stage 2 and 3 ratio improved by 121 bps year-on-year and 67 bps sequentially to 3.03%
Housing Finance Key Metrics
- Disbursements grew by 44% year-on-year and 7% sequentially to ₹ 5,786 crore
- AUM grew by 65% year-on-year and 11% sequentially to ₹ 38,270 crore
- Profit before tax grew by 87% year-on-year and 26% sequentially to ₹ 194 crore
- Return on assets increased by 23 bps sequentially to 1.82%
- Return on equity increased by 168 bps sequentially to 13.95%
- Gross stage 2 and 3 ratio improved by 24 bps sequentially and 112 bps year-on-year to 1.10%
Source: BSE